It is extremely important that in the Coastal Regions of South Carolina that you Protect your investment with Coastal Homeowners Insurance.  You must make sure your Homeowners Insurance covers, Windstorm & Flood Damage.  We can give you a FREE QUOTE.

We have developed this page as a tool to help you find all the resources on one website incase Disaster Strikes.  Here are several links that can guide you for Hurricane Awareness after a Storm and the steps that you need to file for an insurance claim after a storm. 

The Main Hurricane Center - http://www.nhc.noaa.gov/

Links for Hurricane Preparedness South Carolinahttp://www.scemd.org/

The following radio and television stations are key participants in the Emergency Alert System and the ETV Radio. They broadcast emergency
information throughout the state, as do numerous other radio and
television stations.

WIWF 96.9 FM
WEZL 103.5 FM
Grand Strand
WYAV 104.1 FM
WLFF 106.5 FM
WJMX 103.3 FM
WYNN 106.3 FM
WFBC 93.7 FM
WESC 92.5 FM

WBBQ 104.3 FM
WEKL 105.7 FM
WCOS 97.5 FM
WTCB 106.7 FM
WLTR 91.3 FM
(public radio)
WQVA 1170 AM (Spanish)
WRHI 1340 AM
WRHM 107.1 FM
WNSC 88.9 FM

ETV Radio Network
WLTR 91.3 FM
WSCI 89.3 FM
WRJA 88.1 FM
Rock Hill
WNSC 88.9 FM
Beaufort/Hilton Head
WJWJ 89.9 FM
WEPR 90.1 FM
Conway/Myrtle Beach
WHMC 90.1 FM
WLJK 89.1 FM

The purpose of this study is to provide state and local emergency preparedness decision makers in South Carolina with the quantitative, realistic (real-time) data necessary for effecting safe, efficient evacuation of communities at risk in hurricane emergencies.
Link to Report: South Carolina Hurricane Evacuation Study: Technical Data Report (81.1 MB PDF)


Storm surge is simply water that is pushed toward the shore by the force of the winds swirling around the storm. This advancing surge combines with the normal tides to create the hurricane storm tide, which can increase the mean water level 15 feet or more. In addition, wind driven waves are superimposed on the storm tide. This rise in water level can cause severe flooding in coastal areas, particularly when the storm tide coincides with the normal high tides. Because much of the United States' densely populated Atlantic and Gulf Coast coastlines lie less than 10 feet above mean sea level, the danger from storm tides is tremendous.


 How to make an Insurance Claim after a Storm.


Contact your insurance agent as quickly as possible. Let them know about your losses. If you are relocated temporarily, provide the address and phone number that you can be reached. The claim process may begin in one of two ways. Your insurance company may send a claim form for you to complete or an adjuster may visit your home first, before you are asked to fill out any forms.

Take pictures of the damage, if possible, before beginning repairs. If you repair small items such as TV antennas, window covering, or fences before the adjuster arrives, it may be difficult to prove the damage.

 Information on Coastal Insurance for South Carolina


South Carolina’s coastal homeowners have to work harder to find the right insurance policy since a crisis two years ago that left 30,000 without coverage — but at least now they can get a policy.
“It’s a good thing; there’s options,” said Scott Richardson, S.C. Insurance Department director, who promoted a “free market solution” to the crisis in late 2006. Consumers now have a wider range of choices, he said.
And they have more companies competing for their business, which could result in lower rates. The state has attracted 14 new home insurance companies in the past year and a half since enacting legislation that relies heavily on tax credits — and is being held up as a model for other coastal states dealing with the crisis.

Insurers started dropping policies in late 2006, after Hurricanes Katrina and Rita devastated the Gulf Coast. They were worried about surviving another catastrophic hit.
That put many coastal homeowners in a bind and left state governments scrambling to come up with a solution.
South Carolina’s answer was the Coastal Omnibus Act, which enticed insurers to enter the state’s market and write policies along the coast, Richardson said.

Coastal Omnibus Act -

Thank you for reviewing this page, we hope that it can help you in the time of need.  Pricemypolicy.com will take the time to focus on the best Coastal Homeowners Insurance Policy the best suites you.  Please take the time to fill out the Insurance Quote Form


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